Le point indices: Oct. 2010 Subprime suite, US Labor (Fromageux)

par Spoyce, vendredi 08 octobre 2010, 18:31 (il y a 5164 jours) @ Spoyce

Bonjour les loulous

Je vous mets cet article en anglais pour rester au top de la désinformation, excellent exercice avant qu'il soit rouillé!

Un vrai casse-tête pour les banques se profile. En effet, non seulement les banques, mortgages brokers, etc ont falsifié les dossiers pour que leurs clients aient leurs prêts mais en pire, ces entités ne respectent pas les procédures de saisies.

Un monde merveilleux!

By Charles Riley, staff reporterOctober 8, 2010: 12:04 PM ET

NEW YORK (CNNMoney.com) -- Bank of America is halting foreclosure sales in all 50 states as part of a widening investigation into flaws in the process, the company announced Friday.

The announcement came a week after the nation's largest bank said it was freezing home foreclosures in 23 states where foreclosures must be approved by the courts. Friday's announcement by Bank of America extends a review of foreclosure documents to all states, regardless of the required legal processes.

"Our ongoing assessment shows the basis for our past foreclosure decisions is accurate," said Bank of America (BAC, Fortune 500) spokesman Dan Frahm in an e-mailed statement. "We continue to serve the interests of our customers, investors and communities."

The announcement came two days after JPMorgan Chase (JPM, Fortune 500) said it will also halt foreclosures for about 56,000 homeowners after learning that its employees may have approved foreclosures without personally reviewing loan files.

JP Morgan Chase had no comment on Friday's announcement by Bank of America.

Ally Financial, previously known as GMAC, the finance arm of General Motors, has also paused foreclosures in the 23 states.

0:00 /1:59FDIC's Bair: Paradigm shift needed
On Thursday, the White House said that President Obama won't sign a bill that could have made it easier for courts to clear foreclosures. The bill would have required federal and state courts to recognize documents that were notarized in other states.

In addition to action on the federal level, state attorneys general have stepped up pressure on banks in recent days after it was revealed that some bank employees had signed foreclosure affidavits without verifying that the documents were accurate, a process now known as "robo-signing."

Ohio's attorney general has filed a lawsuit against Ally Financial and its subsidiary GMAC Mortgage for allegedly submitting fraudulent documents in hundreds of foreclosure cases across the state.

Emploi US continue direction SUD depuis 4 mois voir le graphe. Je vous laisse à vos conclusions. En attendant, le Dow fleurte avec les 11 000 pts. Cela devient incohérent.

A+

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Cordialement

Erwan